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Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

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Q	What famous hotel did John Wayne, Lee Marvin & Elvis Presley stay at while filming on Kauai?
A	The Coco Palms
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Linda Quinn & The Quintessential Team, REALTORŽ, real estate agents and broker for Portland, Lake Oswego and Tigard/Tualatin Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Quinn
Keller Williams Realty
17700 S.W. Upper Boones Ferry Rd
Portland, OR 97224
Office: 503-635-3301
Cell: 503-706-9187
Fax: 503-635-3309
503-706-9187
Email: lindaquinn@NUMBER1EXPERT.com
Linda Quinn has successfully represented buyers and sellers in the Portland Metropolitan Area since l976. She has earned the designations of Graduate of the Real Estate Institute (GRI), Accredited Buyer's Representative (ABR) and Certified Residential Specialist (CRS).

Less than 5% of the Realtors nationwide qualify for these designations. Selling and closing over 1,300 homes in her career she is a Principle Broker and closes an average of one house every 4 days

Linda was recognized as one of the top 15 brokers at The Hasson Company in 2006. In July 2007 she moved her license over to Keller Williams Realty Portland Premier where she represents you with expertise, education and experience. She is in business to be an indispensable asset to her clients before, during and after closing.

www.PortlandOregonRealestateforyou.com is brought to you by Linda Quinn & The Quintessential Team
NUMBER1EXPERTS™ in real estate for Portland, Lake Oswego and Tigard/Tualatin, Oregon, luxury homes, relocation

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