Portland, Lake Oswego and Tigard/Tualatin real estate and homes for sale in Oregon, luxury homes, relocation - Linda Quinn & The Quintessential Team, REALTORS® Linda Quinn & The Quintessential Team REALTORS(r) for Portland, Lake Oswego and Tigard/Tualatin, Oregon real estate, luxury homes, relocation - NUMBER1EXPERTS™ Linda Quinn & The Quintessential Team NUMBER1EXPERTS(tm) for Portland, Lake Oswego and Tigard/Tualatin, Oregon real estate, luxury homes, relocation
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Linda Quinn & The Quintessential Team, REALTORŪ, real estate agents and broker for Portland, Lake Oswego and Tigard/Tualatin Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
Where was the actual location of the fictional Genovian Consulate in the 2001 Disney comedy, "The Princess Diaries"?

A 
The historic Doheny mansion, located on the campus of Mount St. Mary's College, near downtown Los Angeles.
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Linda Quinn & The Quintessential Team, REALTORŪ, real estate agents and broker for Portland, Lake Oswego and Tigard/Tualatin Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Quinn
Keller Williams Realty

17700 S.W. Upper Boones Ferry Rd
Portland, OR 97224
Office: 503-635-3301
Cell: 503-706-9187
Fax: 503-635-3309
503-706-9187
Email: lindaquinn@NUMBER1EXPERT.com

Linda Quinn has successfully represented buyers and sellers in the Portland Metropolitan Area since l976. She has earned the designations of Graduate of the Real Estate Institute (GRI), Accredited Buyer's Representative (ABR) and Certified Residential Specialist (CRS).

Less than 5% of the Realtors nationwide qualify for these designations. Selling and closing over 1,300 homes in her career she is a Principle Broker and closes an average of one house every 4 days

Linda was recognized as one of the top 15 brokers at The Hasson Company in 2006. In July 2007 she moved her license over to Keller Williams Realty Portland Premier where she represents you with expertise, education and experience. She is in business to be an indispensable asset to her clients before, during and after closing.

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The Hassom Company real estate and homes for sale in Portland, Lake Oswego and Tigard/Tualatin Oregon

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